Cover explained
Get 2 types of cover from Wapp: On-Trip and Cancellation
Personalised On-Trip Cover
The first type of protection you get with Wapp is called On-Trip Cover. This covers your possessions, gadgets and emergency medical and repatriation costs, including if you get Covid on holiday. Take trips up to 35 days long and spend a total of 183 days abroad in a 12-month period.
Customise your On-Trip Cover before you go, then add extra activities when you’re away. Pay-per-day pricing means you only pay for the cover you need. You get a daily breakdown of your policy costs in the app, and you pay for your cover 2 days after you get home.
Wapp uses your phone’s geolocation to automatically start your On-Trip Cover when you go abroad, so it can’t cover you for trips in the UK.
Optional Cancellation Cover
Cancellation Cover is an optional extra that you can add to your policy. It covers you if your trip is cancelled or cut short, including if you get Covid in the 14 days before you go. You can also turn on Travel Disruption Cover, which covers things like floods and changes in FCDO advice.
You pay for Cancellation Cover with a rolling subscription, which starts from just £1.50 per month. You can cancel and restart this at any time, so you only pay for it when you need it. Use the in-app sliders to set your cover to the amount you need for your next trip, up to £5,000 per person.
Unlike On-Trip Cover, Cancellation Cover can protect trips in the UK as long as you’ve booked and paid for a place to stay for two nights or more.
What’s covered?
Here are your per-person cover limits:
| Cover | Min | Max | |
|---|---|---|---|
| Baggage & belongings | £0 | £2,500 | |
| – Single item limit | Up to £500 | ||
| – Valuables | Up to £500 | ||
| Trip claim excess | £0 | £2,500 | |
| Optional gadget cover | Up to 4 devices per person | ||
| Optional cancellation/cutting your trip short | £0 | £5000 | |
| Cancellation claim excess | £0 | ||
| Personal liability | Up to £2m | ||
| Emergency medical cover | £Unlimited | ||
| – Emergency dental | Up to £500 | ||
| – Funeral expenses | Up to £5000 | ||
| – Additional accommodation and travelling costs | Up to £2000 | ||
| Personal money | Up to £500 | ||
| Missed departure | Up to £1,000 | ||
| Travel delay and abandonment | £50 each 6 hours up to £500 | ||
| Passport and other documents | Up to £500 | ||
| Baggage delay on outward journey | £100 after 12 hours | ||
| Cover | Min | Max | |
|---|---|---|---|
| Baggage & belongings | £0 | £2,500 | |
| – Single item limit | Up to £500 | ||
| – Valuables | Up to £500 | ||
| Trip claim excess | £0 | £2,500 | |
| Optional gadget cover | Up to 4 devices per person | ||
| Optional cancellation/cutting your trip short | £0 | £5000 | |
| Cancellation claim excess | £0 | ||
| Personal liability | Up to £2m | ||
| Emergency medical cover | £Unlimited | ||
| – Emergency dental | Up to £500 | ||
| – Funeral expenses | Up to £5000 | ||
| – Additional accommodation and travelling costs | Up to £2000 | ||
| Personal money | Up to £500 | ||
| Missed departure | Up to £1,000 | ||
| Travel delay and abandonment | £50 each 6 hours up to £500 | ||
| Passport and other documents | Up to £500 | ||
| Baggage delay on outward journey | £100 after 12 hours | ||
